Privacy Policy

By accessing or using the Home Team Equity Website, you agree to the terms of our Privacy Policy, as outlined below. If you do not agree to these terms, please do not access or use this site. Home Team Equity reserves the right to change the Privacy Policy at any time without prior notice at its sole discretion. Your use of this site will be subject to the most current version of the Privacy Policy at the time of such use.

Information
You will remain anonymous during your visit while you are browsing the Home Team Equity website. Should you decide to apply online with us, however, you will be asked for standard identification information and financial data required to fill out any mortgage application. You will need to supply your social security number so we can obtain your credit report.

We will only disclose information collected about you to our authorized agents (like underwriters, appraisers and title companies) for verification, loan processing and settlement purposes. We do NOT rent or sell customer information to any third party. You will not receive solicitations or unauthorized communications from any of our authorized agents. The use of credit report information obtained by Home Team Equity is governed by the federal Fair Credit Reporting Act and Applicable State Law.

Home Team Equity may disclose personal information if required to do so by law or in the good-faith belief that such action is necessary to (a) conform to the edicts of the law or comply with legal process served on Home Team Equity or the site; (b) protect and defend the rights or property of Home Team Equity, the site or the users of Home Team Equity and (c) act under circumstances to protect the personal safety of users of Home Team Equity, the site or the public.

Security
All pages that request personal information in this site use SSL (Secure Sockets Layer) 128-bit encryption technology before being sent over the Internet. This makes it virtually impossible for your information to be stolen or intercepted during transmission over the Internet. Encryption turns your personal information into an incomprehensible stream of letters, numbers and symbols. Even if someone were able to intercept your data, it would be meaningless gibberish. When we receive your information however, we have the key to decode the data back into its original form. Once the data is received, it is stored in a database behind a firewall (a secure operating environment not available to the public) which prevents any unauthorized access.

NOTE: Some of the pages in the online application load non-secure images or non-secure data, before they are displayed. Your browser may alert you that a page has non-secure items on it. Do not be alarmed. This does NOT mean the data you are submitting is non-secure. All submission of data is secure and encrypted, as mentioned above.

E-mail
Any information you provide through e-mail exchanges with Home Team Equity is not protected or encrypted. Although Home Team Equity securely stores these e-mails, we cannot guarantee the security of their transmission. You should always be careful when distributing your personal information in this manner. It is our policy not to include sensitive information in e-mail exchanges with our customers.

Links
The Home Team Equity's website may contain links to other websites to provide additional sources of information or services that may be helpful to consumers seeking financing. Please be aware that our Privacy Policy does not apply to these linked sites, and we are not responsible for the integrity or reliability of their content or services. We encourage you to read the posted privacy statement whenever interacting with any website. Our inclusion of hyperlinks to other sites does not imply any endorsement of the material or any association with their operators.